Cost Savings

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Improve Performance While Staying Competitive

Workers’ compensation costs don’t just impact your premiums. They can affect your overall profitability and, in some industries, your ability to win work.

CRM focuses on identifying and implementing strategies that reduce costs while strengthening your overall position.


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Experience Modification Improvement

Your experience modifier rate (EMR) plays a major role in your workers’ compensation costs.

In industries like construction, a high EMR can also impact your ability to secure contracts.

We help you analyze your current EMR, identify opportunities for improvement, and implement strategies to reduce long-term impact

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Claim Cost Reduction Strategies

Not every claim cost is fixed. We review claims to identify opportunities for cost reduction.

  • Evaluation for handicap reimbursement eligibility
  • Review of claims for potential cost relief programs
  • Ongoing oversight to prevent unnecessary expenses
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Proper Classification Review

Incorrect classification can lead to higher premiums than necessary.

We review your manual codes to ensure your business is properly classified and not overpaying.


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Discount Program
Identification and Support

The Ohio BWC offers multiple programs designed to reduce premiums, but not every business is enrolled in the right ones.

We help you:


  • Identify all eligible discount programs
  • Apply for the right programs
  • Stay compliant to maintain savings
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Strategic Premium Reduction Planning

Cost savings isn’t about one decision. It’s about a coordinated approach.

We evaluate program options available to your business, claim-specific strategies for cost containment, and long-term opportunities to reduce your overall premium.


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Are You Leaving Savings on the Table?

If your current program hasn’t been reviewed recently, there may be opportunities you’re missing.

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